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Where to Start

Information For First-Timers

First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Start Saving By Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Getting Value Out Of Your Home

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Building A New Home

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.



A home is more than just four walls and a roof. It's where you live, have barbecues with friends, and raise your family.

At Numerica Credit Union's Home Loan Center, we're dedicated to helping local families finance that perfect home. Unlike the big banks, we keep it simple-after all, you've got enough to worry about. We will provide all the information, advice and options you need to lower your payment and get more home for your money.

For more information regarding our mortgage programs, please contact the Home Loan Center at

509.535.7613 or 800.433.1837



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Today's Rates
Today's loan rates
RatePointsAPRPayment
30 Year Fixed
Interest Rate6.875%Discount Points-0.125APR7.136%Payment Amount$1,642
20 Year Fixed
Interest Rate6.500%Discount Points-0.125APR6.835%Payment Amount$1,864
15 Year Fixed
Interest Rate6.250%Discount Points0APR6.665%Payment Amount$2,144
5/5 ARM
Interest Rate6.875%Discount Points0APR6.684%Payment Amount$1,642
7/1 Year ARM
Interest Rate7.000%Discount Points0APR7.263%Payment Amount$1,663